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	<title>Comments for Silvertree Remodeling</title>
	<atom:link href="http://www.silvertreeconstruction.com/comments/feed" rel="self" type="application/rss+xml" />
	<link>http://www.silvertreeconstruction.com</link>
	<description>Home remodeling for your lifestyle.</description>
	<lastBuildDate>Mon, 27 Dec 2010 08:51:59 +0000</lastBuildDate>
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	<item>
		<title>Comment on Eco Friendly Painting Contractor by rhea @ Painting NYC</title>
		<link>http://www.silvertreeconstruction.com/remodel/eco-friendly-painting-contractor.html/comment-page-1#comment-5480</link>
		<dc:creator>rhea @ Painting NYC</dc:creator>
		<pubDate>Mon, 27 Dec 2010 08:51:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=351#comment-5480</guid>
		<description>when painting of house VOC paints should be avoided it causes health problems.</description>
		<content:encoded><![CDATA[<p>when painting of house VOC paints should be avoided it causes health problems.</p>
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	</item>
	<item>
		<title>Comment on The advantages of hiring a professional designer in the Twin Cities. by bathroom renovation</title>
		<link>http://www.silvertreeconstruction.com/remodel/advantages-hiring-professional-designer-twin-cities.html/comment-page-1#comment-5392</link>
		<dc:creator>bathroom renovation</dc:creator>
		<pubDate>Wed, 08 Dec 2010 01:28:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/?p=668#comment-5392</guid>
		<description>well said, the price of these professionals may be daunting but it will be the most rewarding investment you could put into your home.</description>
		<content:encoded><![CDATA[<p>well said, the price of these professionals may be daunting but it will be the most rewarding investment you could put into your home.</p>
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	<item>
		<title>Comment on Top 10 Kitchen/ Bath Trends 2010 by serg</title>
		<link>http://www.silvertreeconstruction.com/kitchen/top-10-kitchen-bath-trends-2010.html/comment-page-1#comment-5111</link>
		<dc:creator>serg</dc:creator>
		<pubDate>Fri, 10 Sep 2010 21:10:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=412#comment-5111</guid>
		<description>Thanks, great article!</description>
		<content:encoded><![CDATA[<p>Thanks, great article!</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on RTA cabinets? Ready to assemble. by Martin</title>
		<link>http://www.silvertreeconstruction.com/kitchen/656.html/comment-page-1#comment-5093</link>
		<dc:creator>Martin</dc:creator>
		<pubDate>Wed, 08 Sep 2010 22:49:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/?p=656#comment-5093</guid>
		<description>nice article, really great intoxication to RTA kitchen cabinets. TRA is definitely way to. its fordable, quality is good ... and with today&#039;s  doors sections you can not beat RTA</description>
		<content:encoded><![CDATA[<p>nice article, really great intoxication to RTA kitchen cabinets. TRA is definitely way to. its fordable, quality is good &#8230; and with today&#8217;s  doors sections you can not beat RTA</p>
]]></content:encoded>
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	<item>
		<title>Comment on Silvertree Construction is an EPA Certified Lead Renovator by lighting gal</title>
		<link>http://www.silvertreeconstruction.com/remodel/silvertree-construction-is-an-epa-certified-lead-renovator.html/comment-page-1#comment-4841</link>
		<dc:creator>lighting gal</dc:creator>
		<pubDate>Thu, 17 Jun 2010 19:28:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=420#comment-4841</guid>
		<description>I am looking to get certified, thanks for the information.  lighting gal</description>
		<content:encoded><![CDATA[<p>I am looking to get certified, thanks for the information.  lighting gal</p>
]]></content:encoded>
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		<title>Comment on 203k loan consultant for Minneapolis, St Paul and Twin Cities suburbs. by Buying a HUD Home- Step by Step Part Two</title>
		<link>http://www.silvertreeconstruction.com/twin-city-home-improvement-pros/203k-loan-consultant-for-minneapolis-st-paul-and-twin-cities-suburbs.html/comment-page-1#comment-4757</link>
		<dc:creator>Buying a HUD Home- Step by Step Part Two</dc:creator>
		<pubDate>Fri, 21 May 2010 19:36:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=418#comment-4757</guid>
		<description>[...] 203k loan consultant f&amp;#959r Minneapolis, St Paul &amp;#1072n&amp;#1281 Twin Cities suburbs. &#124; Silvertree Re... [...]</description>
		<content:encoded><![CDATA[<p>[...] 203k loan consultant f&amp;#959r Minneapolis, St Paul &amp;#1072n&amp;#1281 Twin Cities suburbs. | Silvertree Re&#8230; [...]</p>
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	<item>
		<title>Comment on Silvertree Construction is an EPA Certified Lead Renovator by Mike Young</title>
		<link>http://www.silvertreeconstruction.com/remodel/silvertree-construction-is-an-epa-certified-lead-renovator.html/comment-page-1#comment-4683</link>
		<dc:creator>Mike Young</dc:creator>
		<pubDate>Tue, 04 May 2010 22:02:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=420#comment-4683</guid>
		<description>Paul, I got mine too... I can&#039;t believe all the people who don&#039;t yet have their certification. This is sudden death. If they get caught without it the fines will put them out of business. I hope the powers that be play this one carefully and don&#039;t think it is going to be another profit center or our economy will really fall flat on it&#039;s face.</description>
		<content:encoded><![CDATA[<p>Paul, I got mine too&#8230; I can&#8217;t believe all the people who don&#8217;t yet have their certification. This is sudden death. If they get caught without it the fines will put them out of business. I hope the powers that be play this one carefully and don&#8217;t think it is going to be another profit center or our economy will really fall flat on it&#8217;s face.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on 203K loans waiting for you! by 203K home loans for Minnesota! &#124; 203k Consulting MN</title>
		<link>http://www.silvertreeconstruction.com/remodel/203k-loans-waiting-for-you.html/comment-page-1#comment-4459</link>
		<dc:creator>203K home loans for Minnesota! &#124; 203k Consulting MN</dc:creator>
		<pubDate>Wed, 24 Mar 2010 22:39:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=183#comment-4459</guid>
		<description>[...] 203K loans waiting for you! [...]</description>
		<content:encoded><![CDATA[<p>[...] 203K loans waiting for you! [...]</p>
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		<title>Comment on October is National Energy Month. by Mark Pannell</title>
		<link>http://www.silvertreeconstruction.com/remodel/october-is-national-energy-month.html/comment-page-1#comment-3248</link>
		<dc:creator>Mark Pannell</dc:creator>
		<pubDate>Mon, 26 Oct 2009 15:14:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=309#comment-3248</guid>
		<description>For a few weeks now, I&#039;ve had the pleasure of working for a company that works closely with Therma-Tru. Earlier this month, Therma-Tru put together a nice little info site and video that explains the Energy Tax Credit in layman&#039;s terms without coming across as a big advertisement for their doors. Definitely worth a look. http://myenergytax.com</description>
		<content:encoded><![CDATA[<p>For a few weeks now, I&#8217;ve had the pleasure of working for a company that works closely with Therma-Tru. Earlier this month, Therma-Tru put together a nice little info site and video that explains the Energy Tax Credit in layman&#8217;s terms without coming across as a big advertisement for their doors. Definitely worth a look. <a href="http://myenergytax.com" rel="nofollow">http://myenergytax.com</a></p>
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	<item>
		<title>Comment on 203K loans waiting for you! by Dax Dickson</title>
		<link>http://www.silvertreeconstruction.com/remodel/203k-loans-waiting-for-you.html/comment-page-1#comment-3130</link>
		<dc:creator>Dax Dickson</dc:creator>
		<pubDate>Sun, 11 Oct 2009 20:55:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=183#comment-3130</guid>
		<description>The FHA 203K loan is a great product for home owners buying or repairing their homes in Minnesota!

However, many people do not know that there are similiar commercial loan products for investors.  

This is how it works:

- Purchase Rehab Rent (PRR)
     * Purchase Cost + Rehab Construction Cost = X
          Loan amount is 80% of X
     * Once construction is complete, inspected and property is rented up to 50% of down payment can be refunded
     * Minimum FICO score 660
     * Debt Service Coverage must be 1.25 or greater

- Purchase Rehab Sale (PRS)
     * Purchase Cost + Rehab Construction Cost = X
          Loan amount is 80% of X
     * Maximum of three construction project at a time for new borrowers
     * Minimum FICO score 660
     * 45% Debt to Income (DTI) using your AGI

If ever your construction company runs into investors in the Twin Cities that want to take advantage of this great investor market give me a call.

Dax Dickson
612-578-9898</description>
		<content:encoded><![CDATA[<p>The FHA 203K loan is a great product for home owners buying or repairing their homes in Minnesota!</p>
<p>However, many people do not know that there are similiar commercial loan products for investors.  </p>
<p>This is how it works:</p>
<p>- Purchase Rehab Rent (PRR)<br />
     * Purchase Cost + Rehab Construction Cost = X<br />
          Loan amount is 80% of X<br />
     * Once construction is complete, inspected and property is rented up to 50% of down payment can be refunded<br />
     * Minimum FICO score 660<br />
     * Debt Service Coverage must be 1.25 or greater</p>
<p>- Purchase Rehab Sale (PRS)<br />
     * Purchase Cost + Rehab Construction Cost = X<br />
          Loan amount is 80% of X<br />
     * Maximum of three construction project at a time for new borrowers<br />
     * Minimum FICO score 660<br />
     * 45% Debt to Income (DTI) using your AGI</p>
<p>If ever your construction company runs into investors in the Twin Cities that want to take advantage of this great investor market give me a call.</p>
<p>Dax Dickson<br />
612-578-9898</p>
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