Comments for Silvertree Remodeling

Comment on October is National Energy Month. by Mark Pannell

Mark Pannell — Mon, 26 Oct 2009 15:14:17 +0000

For a few weeks now, I’ve had the pleasure of working for a company that works closely with Therma-Tru. Earlier this month, Therma-Tru put together a nice little info site and video that explains the Energy Tax Credit in layman’s terms without coming across as a big advertisement for their doors. Definitely worth a look. http://myenergytax.com

Comment on 203K loans waiting for you! by Dax Dickson

Dax Dickson — Sun, 11 Oct 2009 20:55:26 +0000

The FHA 203K loan is a great product for home owners buying or repairing their homes in Minnesota!

However, many people do not know that there are similiar commercial loan products for investors.

This is how it works:

- Purchase Rehab Rent (PRR)
* Purchase Cost + Rehab Construction Cost = X
Loan amount is 80% of X
* Once construction is complete, inspected and property is rented up to 50% of down payment can be refunded
* Minimum FICO score 660
* Debt Service Coverage must be 1.25 or greater

- Purchase Rehab Sale (PRS)
* Purchase Cost + Rehab Construction Cost = X
Loan amount is 80% of X
* Maximum of three construction project at a time for new borrowers
* Minimum FICO score 660
* 45% Debt to Income (DTI) using your AGI

If ever your construction company runs into investors in the Twin Cities that want to take advantage of this great investor market give me a call.

Dax Dickson
612-578-9898

Comment on Why build bigger Twin Cities? Just remodel better. by Paul Lesieur

Paul Lesieur — Sun, 05 Jul 2009 14:23:45 +0000

@George Z To each their own I suppose. I have lived in a 1200 SF home, 2200 SF home and a 3600 SF home. Although all had their merits, the middle size home was more than large enough. I am convinced people use around 1000 SF of their home space and the rest is a museum for their belongings.

Comment on Why build bigger Twin Cities? Just remodel better. by George Z

George Z — Sun, 05 Jul 2009 12:40:20 +0000

Never thought of it that way, but I agree.
So, a five thousand square foot house with seven washrooms for a young couple is too much space?

Comment on Do it yourself remodeling and save 100% by Paul Lesieur

Paul Lesieur — Sat, 02 May 2009 14:08:15 +0000

Brushmaster, all I’m saying is saving money is a myth, I do go on to say that the pros can spot a homeowner effort. I am trying to dispel the myth of “saving” money, because its all relative. I said saving is relative to materials and time, and painting is mostly labor, kitchens are not.

We could also add that other jobs like tile work can be materials light, such as a backsplash, but not properly done it will cost you if you go to sell your home. Painting (real painting) looks way different than someone going to Home Depot and putting 2 coats of crappy paint on the wall. Prep work is more important than actually slapping on a coat or 2 of $14 a gallon paint.

Comment on Do it yourself remodeling and save 100% by Brush Masters

Brush Masters — Mon, 27 Apr 2009 18:59:28 +0000

When you say, “if its painting your doing then yes, paint is materials light and labor heavy. If its a kitchen or bath then you’ll find out that the materials might actually be 50% of the job costs,” what exactly is the suggestion to homeowners? Although painting can look easy, there is a huge difference between a professional job and DIY job – including time saved, quality, warranty, etc. See our latest post titled “Everyone’s a Painter” http://brushmasters.wordpress.com/2009/04/24/everyone-is-a-painter/

Comment on What is kitchen cabinet refacing? by Owen Sechrist

Owen Sechrist — Thu, 09 Apr 2009 21:14:10 +0000

Paul,

Thanks for the info, I had always assumed the new veneer got laminated over the face and then trimmed down with a router, obviously this would be difficult to do with cabinets up against walls and countertops on etc.

What you are describing makes much more sense, thanks again.

Comment on What is kitchen cabinet refacing? by Paul Lesieur

Paul Lesieur — Sun, 05 Apr 2009 01:14:40 +0000

Owen, you leave the cabinets in place. Its finish carpentry all the way and there is a world of difference between how an experienced career carpenter does it vs a “factory trained” technician. Everyone gets better as they gain experience, but a remodeler is the perfect person to do this work. You remove doors and drawers, lightly sand the boxes and frames and clean ), I use an alcohol wipe. You then apply pre-finished peel and stick veneer or 1/8″ solid wood over the face frames. Install new doors and drawer fronts, new drawer boxes and accessories as requested.
In and out in 4 or 5 days on most jobs. Looks just like all new cabinets. Perfect for a makeover where the customer doesn’t want to remove their stone counters.

Comment on What is kitchen cabinet refacing? by Owen Sechrist

Owen Sechrist — Sun, 05 Apr 2009 00:40:02 +0000

Paul,

Another question, hopefully not a dumb one…. Do you remove the cabinets to reface them or do you laminate the frames with the cabinets in place?

Comment on What is kitchen cabinet refacing? by Cabinet Maker

Cabinet Maker — Mon, 23 Mar 2009 15:37:34 +0000

You are right, refacing is a great way to save money and still get the stunning results you want. I have had some friends that have done this and they are so pleased with the results. My kitchen needs to be remodeled – looks like I will be contacting you soon!