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	<title>Comments for Silvertree Remodeling</title>
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	<link>http://www.silvertreeconstruction.com/articles</link>
	<description>Remodeling blog</description>
	<lastBuildDate>Tue, 16 Feb 2010 22:05:38 +0000</lastBuildDate>
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		<title>Comment on St Paul Kitchen Cabinet Refacing call 612-788-5584 by Jenny Simon</title>
		<link>http://www.silvertreeconstruction.com/articles/kitchen/st-paul-kitchen-cabinet-refacing-call-612-788-5584.html/comment-page-1#comment-4039</link>
		<dc:creator>Jenny Simon</dc:creator>
		<pubDate>Tue, 16 Feb 2010 22:05:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=343#comment-4039</guid>
		<description>I’m writing to let you know that Jackson Design and Remodeling (JDR) would like to nominate you for a 2010 JDR Industry Blogger Award.
 
Jackson Design and Remodeling has been a pioneer in the design and build remodeling industry for over twenty years. We believe in embracing innovation and excellence. We’re hoping that the 2010 JDR Industry Blogger Awards will bring additional recognition to your work, while supporting our efforts to promote the professionalism of the remodeling industry and inspire our clients with the latest trends in home design.

Voting will take place on our website starting on March 5, 2010. The blogs that receive the most votes in each of three categories – Remodeling, Interior Design and Construction Business – will be the winners. Each winner will receive a $500 cash prize and a 2010 JDR Industry Blogger Awards badge for display.
 
We would love to have you participate in our contest, as your blog is a favorite here at JDR. Yours is one of the few blogs that everyone in the company, including our CEO, designers and production staff, reads on a regular basis.

If you are interested in participating, please email me back and I will forward you more details and answer any questions you may have. You can learn more about us and the JDR Industry Blogger Awards at http://www.jacksondesignandremodeling.com/blog/

Jenny Simon
Online Communications Director
Jackson Design and Remodeling</description>
		<content:encoded><![CDATA[<p>I’m writing to let you know that Jackson Design and Remodeling (JDR) would like to nominate you for a 2010 JDR Industry Blogger Award.</p>
<p>Jackson Design and Remodeling has been a pioneer in the design and build remodeling industry for over twenty years. We believe in embracing innovation and excellence. We’re hoping that the 2010 JDR Industry Blogger Awards will bring additional recognition to your work, while supporting our efforts to promote the professionalism of the remodeling industry and inspire our clients with the latest trends in home design.</p>
<p>Voting will take place on our website starting on March 5, 2010. The blogs that receive the most votes in each of three categories – Remodeling, Interior Design and Construction Business – will be the winners. Each winner will receive a $500 cash prize and a 2010 JDR Industry Blogger Awards badge for display.</p>
<p>We would love to have you participate in our contest, as your blog is a favorite here at JDR. Yours is one of the few blogs that everyone in the company, including our CEO, designers and production staff, reads on a regular basis.</p>
<p>If you are interested in participating, please email me back and I will forward you more details and answer any questions you may have. You can learn more about us and the JDR Industry Blogger Awards at <a href="http://www.jacksondesignandremodeling.com/blog/" rel="nofollow">http://www.jacksondesignandremodeling.com/blog/</a></p>
<p>Jenny Simon<br />
Online Communications Director<br />
Jackson Design and Remodeling</p>
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		<title>Comment on LEAD FAQ’s – To Test or Not to Test – that is the question. by Tweets that mention LEAD FAQ’s – To Test or Not to Test – that is the question. &#124; Silvertree Remodeling -- Topsy.com</title>
		<link>http://www.silvertreeconstruction.com/articles/remodel/lead-faq%e2%80%99s-%e2%80%93-to-test-or-not-to-test-%e2%80%93-that-is-the-question.html/comment-page-1#comment-3822</link>
		<dc:creator>Tweets that mention LEAD FAQ’s – To Test or Not to Test – that is the question. &#124; Silvertree Remodeling -- Topsy.com</dc:creator>
		<pubDate>Wed, 27 Jan 2010 08:30:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=377#comment-3822</guid>
		<description>[...] This post was mentioned on Twitter by Christopher Wright, Servicez Unlimited. Servicez Unlimited said: LEAD FAQ’s – To Test or Not to Test – that is the question.: http://bit.ly/cgGSbC [...]</description>
		<content:encoded><![CDATA[<p>[...] This post was mentioned on Twitter by Christopher Wright, Servicez Unlimited. Servicez Unlimited said: LEAD FAQ’s – To Test or Not to Test – that is the question.: <a href="http://bit.ly/cgGSbC" rel="nofollow">http://bit.ly/cgGSbC</a> [...]</p>
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		<title>Comment on 203K loans waiting for you! by joe</title>
		<link>http://www.silvertreeconstruction.com/articles/remodel/203k-loans-waiting-for-you.html/comment-page-1#comment-3351</link>
		<dc:creator>joe</dc:creator>
		<pubDate>Mon, 07 Dec 2009 01:54:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=183#comment-3351</guid>
		<description>Hey! I was wondering if you offer a feed to your posts.</description>
		<content:encoded><![CDATA[<p>Hey! I was wondering if you offer a feed to your posts.</p>
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		<title>Comment on October is National Energy Month. by Mark Pannell</title>
		<link>http://www.silvertreeconstruction.com/articles/remodel/october-is-national-energy-month.html/comment-page-1#comment-3248</link>
		<dc:creator>Mark Pannell</dc:creator>
		<pubDate>Mon, 26 Oct 2009 15:14:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=309#comment-3248</guid>
		<description>For a few weeks now, I&#039;ve had the pleasure of working for a company that works closely with Therma-Tru. Earlier this month, Therma-Tru put together a nice little info site and video that explains the Energy Tax Credit in layman&#039;s terms without coming across as a big advertisement for their doors. Definitely worth a look. http://myenergytax.com</description>
		<content:encoded><![CDATA[<p>For a few weeks now, I&#8217;ve had the pleasure of working for a company that works closely with Therma-Tru. Earlier this month, Therma-Tru put together a nice little info site and video that explains the Energy Tax Credit in layman&#8217;s terms without coming across as a big advertisement for their doors. Definitely worth a look. <a href="http://myenergytax.com" rel="nofollow">http://myenergytax.com</a></p>
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		<title>Comment on 203K loans waiting for you! by Dax Dickson</title>
		<link>http://www.silvertreeconstruction.com/articles/remodel/203k-loans-waiting-for-you.html/comment-page-1#comment-3130</link>
		<dc:creator>Dax Dickson</dc:creator>
		<pubDate>Sun, 11 Oct 2009 20:55:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=183#comment-3130</guid>
		<description>The FHA 203K loan is a great product for home owners buying or repairing their homes in Minnesota!

However, many people do not know that there are similiar commercial loan products for investors.  

This is how it works:

- Purchase Rehab Rent (PRR)
     * Purchase Cost + Rehab Construction Cost = X
          Loan amount is 80% of X
     * Once construction is complete, inspected and property is rented up to 50% of down payment can be refunded
     * Minimum FICO score 660
     * Debt Service Coverage must be 1.25 or greater

- Purchase Rehab Sale (PRS)
     * Purchase Cost + Rehab Construction Cost = X
          Loan amount is 80% of X
     * Maximum of three construction project at a time for new borrowers
     * Minimum FICO score 660
     * 45% Debt to Income (DTI) using your AGI

If ever your construction company runs into investors in the Twin Cities that want to take advantage of this great investor market give me a call.

Dax Dickson
612-578-9898</description>
		<content:encoded><![CDATA[<p>The FHA 203K loan is a great product for home owners buying or repairing their homes in Minnesota!</p>
<p>However, many people do not know that there are similiar commercial loan products for investors.  </p>
<p>This is how it works:</p>
<p>- Purchase Rehab Rent (PRR)<br />
     * Purchase Cost + Rehab Construction Cost = X<br />
          Loan amount is 80% of X<br />
     * Once construction is complete, inspected and property is rented up to 50% of down payment can be refunded<br />
     * Minimum FICO score 660<br />
     * Debt Service Coverage must be 1.25 or greater</p>
<p>- Purchase Rehab Sale (PRS)<br />
     * Purchase Cost + Rehab Construction Cost = X<br />
          Loan amount is 80% of X<br />
     * Maximum of three construction project at a time for new borrowers<br />
     * Minimum FICO score 660<br />
     * 45% Debt to Income (DTI) using your AGI</p>
<p>If ever your construction company runs into investors in the Twin Cities that want to take advantage of this great investor market give me a call.</p>
<p>Dax Dickson<br />
612-578-9898</p>
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		<title>Comment on Why build bigger Twin Cities? Just remodel better. by Paul Lesieur</title>
		<link>http://www.silvertreeconstruction.com/articles/remodel/why-bigger-twin-cities-just-remodel-better.html/comment-page-1#comment-1730</link>
		<dc:creator>Paul Lesieur</dc:creator>
		<pubDate>Sun, 05 Jul 2009 14:23:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=163#comment-1730</guid>
		<description>&lt;a href=&quot;#comment-1726&quot; rel=&quot;nofollow&quot;&gt;@George Z&lt;/a&gt; 
To each their own I suppose. I have lived in a 1200 SF home, 2200 SF home and a 3600 SF home. Although all had their merits, the middle size home was more than large enough. I am convinced people use around 1000 SF of their home space and the rest is a museum for their belongings.</description>
		<content:encoded><![CDATA[<p><a href="#comment-1726" rel="nofollow">@George Z</a><br />
To each their own I suppose. I have lived in a 1200 SF home, 2200 SF home and a 3600 SF home. Although all had their merits, the middle size home was more than large enough. I am convinced people use around 1000 SF of their home space and the rest is a museum for their belongings.</p>
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		<title>Comment on Why build bigger Twin Cities? Just remodel better. by George Z</title>
		<link>http://www.silvertreeconstruction.com/articles/remodel/why-bigger-twin-cities-just-remodel-better.html/comment-page-1#comment-1726</link>
		<dc:creator>George Z</dc:creator>
		<pubDate>Sun, 05 Jul 2009 12:40:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=163#comment-1726</guid>
		<description>Never thought of it that way, but I agree.
So, a five thousand square foot house with seven washrooms for a young couple is too much space?</description>
		<content:encoded><![CDATA[<p>Never thought of it that way, but I agree.<br />
So, a five thousand square foot house with seven washrooms for a young couple is too much space?</p>
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		<title>Comment on Do it yourself remodeling and save 100% by Paul Lesieur</title>
		<link>http://www.silvertreeconstruction.com/articles/remodel/do-it-yourself-remodeling-and-save-100.html/comment-page-1#comment-50</link>
		<dc:creator>Paul Lesieur</dc:creator>
		<pubDate>Sat, 02 May 2009 14:08:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=140#comment-50</guid>
		<description>Brushmaster, all I&#039;m saying is saving money is a myth, I do go on to say that the pros can spot a homeowner effort. I am trying to dispel the myth of &quot;saving&quot; money, because its all relative. I said saving is relative to materials and time, and painting is mostly labor, kitchens are not.

We could also add that other jobs like tile work can be materials light, such as a backsplash, but not properly done it will cost you if you go to sell your home. Painting (real painting) looks way different than someone going to Home Depot and putting 2 coats of crappy paint on the wall. Prep work is more important than actually slapping on a coat or 2 of $14 a gallon paint.</description>
		<content:encoded><![CDATA[<p>Brushmaster, all I&#8217;m saying is saving money is a myth, I do go on to say that the pros can spot a homeowner effort. I am trying to dispel the myth of &#8220;saving&#8221; money, because its all relative. I said saving is relative to materials and time, and painting is mostly labor, kitchens are not.</p>
<p>We could also add that other jobs like tile work can be materials light, such as a backsplash, but not properly done it will cost you if you go to sell your home. Painting (real painting) looks way different than someone going to Home Depot and putting 2 coats of crappy paint on the wall. Prep work is more important than actually slapping on a coat or 2 of $14 a gallon paint.</p>
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		<title>Comment on Do it yourself remodeling and save 100% by Brush Masters</title>
		<link>http://www.silvertreeconstruction.com/articles/remodel/do-it-yourself-remodeling-and-save-100.html/comment-page-1#comment-31</link>
		<dc:creator>Brush Masters</dc:creator>
		<pubDate>Mon, 27 Apr 2009 18:59:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.silvertreeconstruction.com/articles/?p=140#comment-31</guid>
		<description>When you say, &quot;if its painting your doing then yes, paint is materials light and labor heavy. If its a kitchen or bath then you’ll find out that the materials might actually be 50% of the job costs,&quot;  what exactly is the suggestion to homeowners?  Although painting can look easy, there is a huge difference between a professional job and DIY job - including time saved, quality, warranty, etc.  See our latest post titled &quot;Everyone&#039;s a Painter&quot; http://brushmasters.wordpress.com/2009/04/24/everyone-is-a-painter/</description>
		<content:encoded><![CDATA[<p>When you say, &#8220;if its painting your doing then yes, paint is materials light and labor heavy. If its a kitchen or bath then you’ll find out that the materials might actually be 50% of the job costs,&#8221;  what exactly is the suggestion to homeowners?  Although painting can look easy, there is a huge difference between a professional job and DIY job &#8211; including time saved, quality, warranty, etc.  See our latest post titled &#8220;Everyone&#8217;s a Painter&#8221; <a href="http://brushmasters.wordpress.com/2009/04/24/everyone-is-a-painter/" rel="nofollow">http://brushmasters.wordpress.com/2009/04/24/everyone-is-a-painter/</a></p>
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		<title>Comment on What is kitchen cabinet refacing? by Owen Sechrist</title>
		<link>http://www.silvertreeconstruction.com/articles/kitchen/what-is-kitchen-cabinet-refacing.html/comment-page-1#comment-22</link>
		<dc:creator>Owen Sechrist</dc:creator>
		<pubDate>Thu, 09 Apr 2009 21:14:10 +0000</pubDate>
		<guid isPermaLink="false">http://silvertreeconstruction.com/articles/?p=19#comment-22</guid>
		<description>Paul,

Thanks for the info, I had always assumed the new veneer got laminated over the face and then trimmed down with a router, obviously this would be difficult to do with cabinets up against walls and countertops on etc.

What you are describing makes much more sense, thanks again.</description>
		<content:encoded><![CDATA[<p>Paul,</p>
<p>Thanks for the info, I had always assumed the new veneer got laminated over the face and then trimmed down with a router, obviously this would be difficult to do with cabinets up against walls and countertops on etc.</p>
<p>What you are describing makes much more sense, thanks again.</p>
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